Can wound dressings be prescribed?
Yes. In Germany, qualifying dressing materials (Verbandmittel) can be prescribed at the expense of statutory health insurance when medically required.
Wound care · Germany
Do you regularly pay for HS dressings yourself?
If HS wounds drain regularly, dressing materials can become a recurring expense.
In Germany, qualifying wound dressings can be prescribed under statutory health insurance. What can be prescribed depends on the type of product and your individual care needs.
This guide helps you understand the system and prepare the right questions for your doctor, pharmacy or insurer. It applies to statutory health insurance (GKV) in Germany only; with private insurance, your policy decides, and other countries have different rules.
Last checked: . German wound-product reimbursement rules are changing. We review this page when the underlying G-BA rules or the law change.
Need help thinking about drainage, friction, dressing changes or odour first? Go to the HS Wound Care & Dressing Guide
Yes. In Germany, qualifying dressing materials (Verbandmittel) can be prescribed at the expense of statutory health insurance when medically required.
No. German reimbursement rules distinguish ordinary Verbandmittel and dressings with supplementary properties from certain other wound-treatment products. The rules are not identical.
Not necessarily. Start by describing what your HS wounds need — for example drainage management, protection from friction or frequent dressing changes — and discuss an appropriate dressing with your care team.
German statutory health insurance distinguishes between different types of wound-care products.
Verbandmittel cover wounds or absorb wound fluid, or both. Some have supplementary properties — keeping a wound moist or binding odour, for example — and still count as Verbandmittel. These can be prescribed directly.
Other wound-treatment products (sonstige Produkte zur Wundbehandlung) go further and actively influence wound healing. As a rule, they only become prescribable once the G-BA has assessed their medical benefit and added them to a separate list (Annex V of the Pharmaceuticals Directive). A transitional rule applies to certain of these products until 31 December 2026.
You do not need to work out the legal category of a product yourself. If you are unsure whether a specific product can be prescribed, ask the prescribing practice, pharmacy, medical-supply provider or your health insurer before buying it privately.
Read the current G-BA wound-product reimbursement rules (in German)
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Adults with German statutory health insurance generally pay the statutory co-payment for prescribed Verbandmittel unless an exemption applies. Children and young people under 18 pay no co-payment.
Until 31 December 2026 the co-payment is 10% of the price, at least €5 and at most €10 — but never more than the actual price of the item.
From 1 January 2027 the amounts rise: under the Statutory Health Insurance Contribution Rate Stabilisation Act (GKV-Beitragssatzstabilisierungsgesetz), the co-payment becomes 10% of the price, at least €7.50 and at most €15 — still never more than the item costs.
If you pay a lot of co-payments in a year, you can be exempted for the rest of that year once you reach an annual limit: 2% of your gross annual household income, or 1% if you are classed as seriously chronically ill. Your insurer decides whether and when this applies to you — keep your co-payment receipts.
Depending on the prescription and supply arrangement, prescribed dressing materials may be supplied through places such as pharmacies or medical-supply and wound-care providers.
If you are unsure where to redeem a prescription, ask the prescribing practice or your insurer.
Work through it step by step:
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